diff --git a/.changelog/19652.txt b/.changelog/19652.txt
new file mode 100644
index 000000000..10dfce052
--- /dev/null
+++ b/.changelog/19652.txt
@@ -0,0 +1,3 @@
+```release-note:bug
+server: Fix panic when validating non-service reschedule block
+```
diff --git a/nomad/structs/structs.go b/nomad/structs/structs.go
index 8d6613605..334698c59 100644
--- a/nomad/structs/structs.go
+++ b/nomad/structs/structs.go
@@ -4674,7 +4674,7 @@ func (j *Job) Validate() error {
 		}
 
 		if tg.MaxClientDisconnect != nil &&
-			tg.ReschedulePolicy.Attempts > 0 &&
+			(tg.ReschedulePolicy != nil && tg.ReschedulePolicy.Attempts > 0) &&
 			tg.PreventRescheduleOnLost {
 			err := fmt.Errorf("max_client_disconnect and prevent_reschedule_on_lost cannot be enabled when rechedule.attempts > 0")
 			mErr.Errors = append(mErr.Errors, err)
diff --git a/nomad/structs/structs_test.go b/nomad/structs/structs_test.go
index 5372ee5fe..0961f845b 100644
--- a/nomad/structs/structs_test.go
+++ b/nomad/structs/structs_test.go
@@ -470,6 +470,39 @@ func TestJob_ValidateNullChar(t *testing.T) {
 	assert.Error(job.Validate(), "null character in task name should not validate")
 }
 
+func TestJob_Validate_DisconnectRescheduleLost(t *testing.T) {
+	ci.Parallel(t)
+
+	// Craft our speciality jobspec to test this particular use-case.
+	testDisconnectRescheduleLostJob := &Job{
+		ID:     "gh19644",
+		Name:   "gh19644",
+		Region: "global",
+		Type:   JobTypeSystem,
+		TaskGroups: []*TaskGroup{
+			{
+				Name:                    "cache",
+				MaxClientDisconnect:     pointer.Of(1 * time.Hour),
+				PreventRescheduleOnLost: true,
+				Tasks: []*Task{
+					{
+						Name:   "redis",
+						Driver: "docker",
+						Config: map[string]interface{}{
+							"image": "redis:7",
+						},
+						LogConfig: DefaultLogConfig(),
+					},
+				},
+			},
+		},
+	}
+
+	testDisconnectRescheduleLostJob.Canonicalize()
+
+	must.NoError(t, testDisconnectRescheduleLostJob.Validate())
+}
+
 func TestJob_Warnings(t *testing.T) {
 	ci.Parallel(t)